Current Vehicle Loan Rates
New Vehicle Loans (Last Modified: Jan 01, 2019)
NEW VEHICLE LOANS 2018 and Newer | Annual Percentage Rate (APR) As Low As+ | Relationship Packaged Accounts Annual Percentage Rate (APR) As Low As+ | Term |
---|---|---|---|
New Autos, Boats, RVs & Motorcycles | 2.49% | 2.24% | Up to 36 Months |
2.74% | 2.49% | Up to 48 Months | |
2.99% | 2.74% | Up to 60 Months | |
3.24% | 2.99% | Up to 72 Months* | |
4.24% | 3.99% | Up to 84 Months* |
*120% financing available on approved credit. Financing up to 80% of the NADA retail value or MSRP for current models on boats and other recreational vehicles including campers, mobile homes, personal watercraft, and travel trailers. Terms over 72 months are based on past and present credit performance.
Used Vehicle Loans (Last Modified: Jan 01, 2019)
USED VEHICLE LOANS 2012 to 2017 | Annual Percentage Rate (APR) As Low As+ | Relationship Packaged Accounts Annual Percentage Rate (APR) As Low As+ | Term |
---|---|---|---|
Used Autos, Boats, RVs & Motorcycles | 2.99% | 2.74% | Up to 36 Months |
3.24% | 2.99% | Up to 48 Months | |
3.49% | 3.24% | Up to 60 Months | |
3.74% | 3.49% | Up to 72 Months** | |
4.74% | 4.49% | Up to 84 Months** |
**Vehicle terms in excess of 60 months require that the vehicle must be 2016 and newer. 120% financing available on approved credit. Financing up to 80% of the NADA retail value for used recreational vehicles or MSRP for current models on boats and other recreational vehicles including campers, mobile homes, personal watercraft, and travel trailers. Age of used vehicle not to exceed 7 model years. Terms over 72 months are based on past and present credit performance.
Rates are subject to change without notice.
+ At no time can the discounted loan rate be lower than the Credit Union’s designated floor rate. APR may be higher based on past and present credit performance. A down payment may be required based on creditworthiness.