Privacy Policy

Revised 4/2014

FACTS

WHAT DOES TRANSPORTATION FCU DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share,

and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account transactions;
  • account balances and payment history;
  • and credit history.

How?

All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Transportation FCU chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

DoesTransportation FCU share?

Can you limit this sharing?

For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes— to offer our products and services to you

Yes

Yes

For joint marketing with other financial companies

Yes

Yes

For our affiliates' everyday business purposes— information about your transactions and experiences

Yes

No

For our affiliates' everyday business purposes— information about your creditworthiness

No

We don't share

For our affiliates to market to you

Yes

Yes

For non-affiliates to market to you

No

We don't share

To limit our sharing

Call 202-366-9400 or 800-368-8432

Please note:

If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we do not share information, except as required or permitted by law.

Questions?


Call 800-368-8432 or go to www.transfcu.org/privacy

 

What we do

How does Transportation FCU protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with all applicable laws and regulations. These measures include computer safeguards and secured files and buildings.

We maintain physical, electronic, or procedural safeguards that complywith federal laws and regulations to guard your non-public personal information.

How does Transportation FCU collect my personal information?

We collect your personal information, for example, when you

  • open an account or apply for a loan

  • pay your bills or make deposit or withdrawals from your account

  • give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes—information about your creditworthiness

  • affiliates from using your information to market to you

  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies. Our affiliates include financial companies such as Credit Union Service Organizations, insurance companies and others.

Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • TFCU does not share with non-affiliates

Joint marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include PSCU and CUNA Mutual.