Check out the features for the TFCU Visa card of your choice

Whether you're looking to get rewards back or establish credit, Transportation FCU® offers you a selection of credit cards with a range of benefits and rewards to fit your needs - from low introductory APR on balance transfers to rewards. Choose a credit card below and explore a variety of unique features that benefit you. Find a TFCU Visa credit Card that fits your needs. If you already know which credit card you want you can apply below. If you already have a TFCU credit card, sign in to account access to view your credit card account.

(2)Low $25 annual fee; none for Relationship Accounts.

Other Credit Card Benefits

  • 24-hour lost/stolen card hotline (1-800-449-7728)
  • Emergency Card Replacement
  • Auto rental assistance services
  • Apple Pay™
  • Verified by Visa

About the CURewards Program

  • Earn up to 60,000 reward points annually per card
  • Points may be carried over for up to four (4) years before expiring
  • Rewards include merchandise and travel options
  • Shop the Rewards Catalog

Read the Visa Credit Card Agreement

Visa Automatic Updater (VAU) Service

When you save your TFCU credit card for things like bill payments and online purchases, this service can help update it automatically if your payment information changes. So, if your card is re-issued, you may not have to update your payment information with every biller and merchant where you have it saved.*

You may opt out. If at any time you wish to opt-out of VAU service or if you have any questions, print and complete the opt-out form.

*Not all merchants participate in automatic updates. Updates are not guaranteed before the next billing cycle. Automatic account updating is a mandatory service required of all Visa debit/credit card issuers.

VISA Platinum Credit Card Rates & Fees (Last Modified: Jan 22, 2019)

VISA Platinum CardsInterest Rates and Interest Charges:
for Purchases
VISA Platinum Rewards - 11.90% - 17.90% (1)
VISA Platinum - 8.90% - 16.90% (1)
VISA Platinum Share Secure Non-Rewards - 8.90% - 16.90% (1)
for Balance Transfers
VISA Platinum Rewards - 11.90% - 17.90% (1)
VISA Platinum - 8.90% - 16.90% (1)
VISA Platinum Share Secure - 8.90% - 16.90% (1)
for Cash Advances
VISA Platinum Rewards - 11.90% - 17.90%(1)
VISA Platinum - 8.90% - 16.90%(1)
VISA Platinum Share Secured - 8.90% - 16.90%(1)
Penalty APR and When it AppliesUp to 2.00% above your Annual Percentage Rate.
This APR may be applied to your account if you are 60 days past due in making a payment.

How Long Will the Penalty APR Apply? The Penalty APR will apply until you make six consecutive minimum payments when due.
How to Avoid Paying InterestYour due date is at least 25 days after the close of each billing cycle. We will not charge interest on purchases made with your VISA Platinum or VISA Platinum Rewards card if you pay for your entire balance by the due date each month. Interest is charged on all cash advances and balance transfers, and on all VISA Platinum Share Secured transactions, beginning on the transaction date.
Minimum Interest Charge$0.50
For Credit Card Tips From
The Consumer Finance Protection Bureau
To learn about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at:

VISA Platinum Credit Card Rates & Fees (Last Modified: Jan 22, 2019)

VISA Platinum Cards
Annual Fees
Annual Fee
Visa Platinum Rewards - $25.00, None for Relationship Accounts
Visa Platinum and VISA Platinum Share Secured – None
Transaction Fees
Cash Advance & Balance Transfers
Foreign Transactions
1% of each transaction in U.S. dollars
Penalty Fees
Late Payment

Over the Credit Limit

Returned Payment Fee
If you are 20 or more days late in making a payment, a late charge will be added to the account for each cycle that you remain past due, subject to a minimum of $1.00 up to a maximum of $25.00, and up to $35.00 for a second occurrence within 6 months.


Up to $25.00 for any payment returned, and up to $35.00 for any additional payments returned within 6 months.

How We Will Calculate Your Balance: We use a method called "Average Daily Balance" (including new purchases).
(1) The Annual Percentage Rate is determined by your credit performance. The method used to determine individual rates is on file at the Credit Union.

The information provided in this disclosure is accurate as of the date indicated above. The information may have changed after that date. To find out what may have changed call us at 202-366-9400, 800-368-8432, or write to us at P.O. Box 25947, Alexandria, VA 22313-9809. Before we approve you for a credit card, we will review your credit report and the information you provide with your application. The full terms and conditions will be outlined in the Credit Card Agreement and Disclosure which you will receive prior to using your card.