When you are ready to make your car purchase, we have options to set you on the fast track for an easy, smooth ride towards your auto loan .
We offer up to 100% financing including taxes, tags, and title on new and used cars, motorcycles, trucks, and SUVs as allowed by MSRP for current model vehicles or the maximum NADA value for used vehicles. Age of used vehicle not to exceed 7 model years.
Vehicle Resources and Services
- Member Showroom Buying Program
- Auto Insurance
- Guaranteed Asset Protection - GAP covers the difference between your primary insurance settlement and the remainder of your loan, less any delinquent payments and fees. GAP supplements primary auto insurance coverage and can be financed as part of your loan.
- Loan Payment Protection - MEMBER’S CHOICE™ Borrowers Security
- Vehicle Safety Tips
Why Apply with Us?
- Get a fast pre-approval
- Competitive Rates
- Easy application online, in-person, mail , fax, phone, or at participating dealerships
- Convenient repayment through payroll deduction or online payment transfer
- Affordable debt protection coverage available
- Mechanical Breakdown Extended Warranty Protection
- GAP Protection available for only $250.00
It's not too late to save at TFCU if you financed your most recent vehicle purchase with a dealer or another lender. We have money to lend at competitive rates. With rates at historic lows, there's never been a better time to refinance and save money . We offer flexible repayment terms, competitive rates, and affordable monthly payments. Refinancing your loan to TFCU may lower your interest rate, lower your monthly payment or possibly shorten your term. Talk to us and we can see if we can help save you money.
We're here to help finance your next new or used auto loan. We want to make it convenient to get your loan and prepare you with the tools you'll need to make a wise buying decision. With AutoSmart and Credit Union Direct Lending (CUDL), you can get a vehicle loan approval from Transportation Federal Credit Union within minutes, right at the dealership. CUDL is a fully automated loan approval system used by a growing number of dealerships. Just visit any participating CUDL dealer, request financing through Transportation Federal Credit Union, and drive away in your new or used vehicle - all in one visit!
Visit the CUDL AutoSmart website to search for dealers, search for cars, and access other auto buying resources.
Vehicle Loans (Last Modified: May 26, 2015)
|VEHICLE LOANS||Annual Percentage Rate (APR) As Low As+||Relationship Packaged Accounts|
Annual Percentage Rate
(APR) As Low As+
|Autos, Boats, RVs & Motorcycles||1.49%||1.49%||Up to 36 Months|
|3.24%||2.99%||73 Months and greater*|
*Terms over 60 months depend on vehicle age and loan amounts. 100% financing available on approved credit. Financing up to 80% of the NADA retail value for used recreational vehicles or MSRP for current models on boats and other recreational vehicles including campers, mobile homes, personal watercraft, and travel trailers. Age of used vehicle not to exceed 7 model years.
Rates are subject to change without notice.
+ At no time can the discounted loan rate be lower than the Credit Union’s designated floor rate. APR may be higher based on past and present credit performance.