Credit Union Student Choice Loan Program

Student Loan Solution

Our Student Choice private lending solution can help you fill educational funding gaps that may exist after you’ve exhausted lower-cost sources (like scholarships, grants and Federal Stafford loans). With the great rates and fewer fees, you could save thousand dollars by choosing your credit union’s solution over other alternative lenders.

Benefits of Transportation FCU’s Student Choice private lending solution:

  • Zero origination or prepayment fees
  • Low interest rates
  • Flexible repayment terms and in-school deferment options
  • Easy online application and instant approval
  • Convenient line-of-credit that helps you get funding for your entire undergrad career*

 *Subject to qualification and annual credit review.


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Student Loan Refinance

Are you juggling multiple costly student loan payments every month? Let Transportation FCU help streamline your debt with our student loan refinance solution! Featuring competitive interest rates and zero origination fees, our refinance loan can help you simplify your life and amplify your funds. Refinance and consolidate both private and federal student loans, setting up one convenient payment and potentially lowering your rate.

IMPORTANT NOTICE: By refinancing federal student loans, you may lose certain borrower benefits from your original loans, including interest rate discounts, principal rebates, or some cancellation benefits that can significantly reduce the cost of repaying your loans.

Subject to credit qualification and additional criteria, including graduating from an approved school.