Park your money in a safe place and earn some of the best interest rates around! A Money Market Account or Share Certificates are great options if you’re looking for a step up from a traditional savings account. These popular short term savings vehicles provide a safe way to earn interest and grow your money over time. Make your money soar with our recently increased Money Market account and share certificate rates!

What is a Money Market Account?

A Money Market Account is a type of savings account that typically pays a higher interest rate and has a higher minimum balance than a traditional savings account. This account offers you the flexibility to access your funds by writing checks or using your debit card. If you are looking for a safe place to park your money and earn a better interest rate, consider a TFCU Money Market:
  • Minimum balance as low as $2,500
  • Access to funds with up to three monthly $500 minimum withdrawals
  • Tiered rates, providing higher balances with even higher rates


What is a Share Certificate?

A Share Certificate is an account that pays a certain dividend if held for a specific period or term. Funds are not "liquid," as a penalty is usually assessed if any portion of the principal is withdrawn before maturity. The certificate typically offers you a higher interest rate than a Money Market account or Regular Savings account. If you are looking for a safe place to park your money and earn a better interest rate, consider a TFCU Regular Share Certificate:
  • Terms from 6 months to 60 months
  • Minimum deposit of $1,000
  • Dividends are compounded and paid quarterly
  • Early withdrawal penalties apply and vary by the length of the investment

Other share certificate options include Jumbo Share certificate for larger investment amounts and Six-month Affordable and First Step Share certificate for those new to share certificate accounts.

Rates are subject to change without notice. Minimum deposit/balance and withdrawal restrictions apply. See account specific disclosure for details. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency.