Car Buying Service

Rate Discount

Ready to buy your next vehicle? Visit the TFCU Car Buying Service first.

No one wants to overpay for a car. Through the Car Buying Service you can research cars and see what others have paid for the car you want – so you know if you’re getting a good deal. Get savings off the MSRP on both new and used cars before visiting a dealership. Plus, with our great low rates, you could save thousands!

How does it work?

  1. Visit the Car Buying Service. Research a new car based on your preferences or search thousands of pre-owned inventory and see dealer-guaranteed prices.
  2. Print your Guaranteed Savings Certificate featuring a summary of your car with your Guaranteed Savings. The Certificate will also include the information for your dealer contact, so you can arrange a test drive and confirm availability. You are never under any obligation to purchase.
  3. Present your Guaranteed Savings Certificate** to your dealer for an easy and hassle-free car buying experience.

Get pre-approved for your car loan and make your car buying experience easier.


You can also apply over the phone, or at your nearest TFCU location.



*APR=Annual Percentage Rate. To receive the loan rate discount, auto purchase must be made at a certified dealer through the Car Buying Service and financed with TFCU. All loans are subject to credit approval. Age of used vehicle not to exceed 7 model years. At no time can the discounted loan rate be lower than the Credit Union’s designated floor rate.

**Guaranteed Savings not available in all states. In these states, a Target Price is shown, which is a market-based example of what you can reasonable expect to pay for your vehicle as configured. Your configured vehicle may not be available or in stock at the Certified Dealer.