Share Certificates

A Share Certificate with TFCU offers a safe and easy way for you to reach short and long term financial goals.

Regular Share Certificate

TFCU Regular Share Certificates allow you to choose a term that matches the path that you are on. If your plans include saving for a new home, a new car, or other special event, a share certificate is the way to go!You are Protected

• Terms from 6 months to 60 months
• Minimum deposit of $1,000
• Dividends are compounded and paid quarterly
• Dividends on the Six-month Money Market Share Certificate are paid at maturity
• Early withdrawal penalties apply and vary by the length of the investment

Jumbo Share Certificate

Looking for a fixed-term investment account that combines competitive returns with the security of a guaranteed investment? Look no further than your credit union’s new Jumbo Share Certificate for your larger investment amounts.

• Terms ranging from 12 months to 60 months
• Minimum deposit of $100,000
• Dividends are compounded and paid quarterly
• Early withdrawal penalties apply and vary by the length of the investment
 


Six-month Affordable Share Certificate

If you are just starting on your path to savings, a Six-month Affordable Share Certificate is a great way to learn the ropes!

• Minimum deposit of $250
• Dividends are paid at maturity
• Early withdrawal penalties apply

First Step Share Certificate

Taking the first step down the path to savings is usually the hardest.  We make it easy for you to start building financial security with a First Step Share Certificate.

• Certificate is very affordable since just $25 opens the account
• Regular minimum monthly deposit of $25 is required until maturity in 12 months
• Save time with automatic deposits through payroll deduction
• Dividends are paid and compounded quarterly
• Early withdrawal penalties may apply

Connect with us at 202-366-9400 or 800-368-8432.

 

 

Share Certificate Rates (Last Modified: Jan 09, 2017)

TermMinimum DepositDividend RateAnnual Percentage Yield (APY)
12 Month First Step$25.00*.25%.25%
Six month Affordable$250.50%.50%
Six month Money Market$1,000.60%.60%
1-Year Share Certificate$1,000.90%.90%
2-Year Share Certificate$1,0001.15%1.15%
3-Year Share Certificate$1,0001.40%1.41%
4-Year Share Certificate$1,0001.60%1.61%
5-Year Share Certificate$1,0001.80%1.81%

* Requires regular minimum monthly deposits of $25.00 until maturity date

Jumbo Share Certificate Rates (Last Modified: Jan 09, 2017)

TermMinimum DepositDividend RateAnnual Percentage Yield (APY)
1-Year Jumbo Share Certificate$100,0001.00%1.00%
2-Year Jumbo Share Certificate$100,0001.25%1.26%
3-Year Jumbo Share Certificate$100,0001.50%1.51%
4-Year Jumbo Share Certificate$100,0001.70%1.71%
5-Year Jumbo Share Certificate$100,0001.90%1.91%

Rates are subject to change without notice. Dividends on all Share Certificates and Jumbo Share Certificates, including IRA Share Certificates, are calculated using the daily balance method, which applies a daily periodic rate to the balance in the account each day. Dividends on Six month Affordable and Money Market certificates are paid at maturity. Dividends on all other types of certificate accounts are paid and compounded quarterly, with final payment at maturity. Penalty will be imposed for early withdrawals. Fees could reduce earnings. See certificate disclosure for details.

Jumbo Rates do not apply to Coverdell Education Savings Accounts.