What you need to know about the Equifax Breach

Equifax Inc. recently announced a cybersecurity incident potentially impacting approximately 143 million U.S. consumers. Unauthorized access occurred from mid-May through July 2017. Equifax will send direct mail notices to consumers whose credit card numbers or dispute documents with personal identifying information were impacted.

What you can do:

  • Visit www.equifaxsecurity2017.com – Equifax’s website for important consumer information. To check if your personal information may have been impacted by this incident, click on “Check Potential Impact” on Equifax’s website. You will be asked to provide your last name and the last six digits of your Social Security number.
  • Consider placing a fraud alert or freeze on your files. When a fraud alert is in place, creditors will contact you to confirm your identity before issuing new credit. A freeze remains in place until you ask the credit reporting company to temporarily lift it or remove it altogether. Contact one of the nationwide credit reporting companies - Equifax, Experian, or TransUnion. That agency is then required to contact the other two bureaus to place alerts as well.
  • Monitor your credit activity – Obtain and review a free copy of your credit report at www.annualcreditreport.com or by calling 877-322-8228.
  • Monitor your existing credit card and credit union/bank accounts closely for unauthorized activity and notify your Financial Institution immediately of anything out of the ordinary.

Other Resources

  • Visit the Federal Trade Commission (FTC) to learn about steps you can take to protect yourself from ID theft at www.consumer.gov/idtheft or call the FTC at 877- IDTHEFT (438-4338).
  • Sign-up for eAlerts – you can choose the best alert to notify you almost immediately of any purchase activity on your TFCU account. To set-up this and other alerts, log-in to Online Account Access, click “eAlerts” and select “Add Alert” from the tab menu and choose the alert type you want.
  • Enroll in CardNavSM – you get another level of security by allowing you to turn your debit cardoff or on in seconds or receive real-time, in-app alerts that let you stop unauthorized purchases before they’re complete. Click here to enroll now.